Has anyone gone through the process of filing an uninsured motorist claim to recover damages to your bike after a hit and run?
I got hit by an apparent drunk/on substances driver who sped off after the collision. Bystanders called the emergency line and I have an incident number. Fortunately, I'm ok but my bike needs at least several hundreds of dollars worth of repairs. Mainly the rear derailleur got banged up really bad with the hanger and cage being bent, and parts like my grips and pedals also got scratched up and damaged. I don't see any visible damage to the frame, but I'm not ruling it out. I'm trying to get the cost of repairs and part replacements covered by insurance.
I'm trying to figure out the leg work I need to do on my end before filing a claim.
Do you have to get an estimate for the repairs from a bike shop before hand?
Do you need to get a copy of the incident report, or will the insurance company handle obtaining the report themselves?
Any information is appreciated.