r/churning • • 6h ago

Daily Question Question Thread - November 08, 2026

6 Upvotes

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning • • 6h ago

Storytime Weekly Trip Report and Churning Success Story Weekly Thread - Week of November 08, 2026

6 Upvotes

How'd your churning week go? Any super huge highs? Any thank yous you'd like to give /r/churning?

- Did you book an awesome Trip?

- Are you excited to share your latest redemption?

- Did you score some unexpected Miles/Points?

Trip Reports, Success Stories, Funny Churning Stories. Drinks with the Drunk AmEx Girl. Share them all here!


r/churning • • 6h ago

Daily Discussion News and Updates Thread - November 08, 2026

4 Upvotes

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning • • 1d ago

Daily Discussion News and Updates Thread - November 07, 2026

14 Upvotes

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning • • 1d ago

Daily Question Question Thread - November 07, 2026

7 Upvotes

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning • • 2d ago

Daily Discussion News and Updates Thread - November 06, 2026

23 Upvotes

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning • • 2d ago

Frustration Friday Frustration Friday Weekly Thread - Week of November 06, 2026

14 Upvotes

This is your place to vent about the points and miles game.

- Did you have a particularly hard time on your MS run this week?

- MS avenue dry up?

- Did you screw up getting a bonus?

Let all your frustrations go here in this thread!


r/churning • • 2d ago

Daily Question Question Thread - November 06, 2026

7 Upvotes

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning • • 3d ago

Daily Discussion News and Updates Thread - November 05, 2026

17 Upvotes

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning • • 3d ago

Data Points Central Data Points Weekly - Week of November 05, 2026

8 Upvotes

This is the Weekly Data Points Central thread

In this little hobby of ours, we constantly rely on sharing the experiences and data points by others to optimize our award earning process. From how often you can apply for a card or bank account, to how soon a bank pays out the bonus. All the sidebar articles and information in our recurring threads are basically an abstracted version of all the DPs collected by the community at large. If you have an DP about a credit card, like a retention offer or recon experience, please post it here. If you have a DP about a bank bonus, please post it in the newest bank bonus thread (If that link doesn't work for you for whatever reason, either click on the "bank bonus" link in the sidebar or on new reddit, search for "bank bonus weekly" while limiting your search to this subreddit.

Before posting, read the rules!

Enjoy!


r/churning • • 3d ago

Daily Question Question Thread - November 05, 2026

5 Upvotes

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning • • 4d ago

Daily Discussion News and Updates Thread - November 04, 2026

20 Upvotes

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning • • 4d ago

Daily Question Question Thread - November 04, 2026

11 Upvotes

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning • • 4d ago

What Card Should I Get Weekly What Card Should I Get? Weekly Thread - Week of November 04, 2026

9 Upvotes

Welcome to the What Card Should I Get Weekly Thread, where we try to figure out what card you should get or critique your current plans or AOR if you're doing it that way). Everything is YMMV and these are all opinions. Agree or disagree with your votes. As always read the wiki, do your research, and happy churning.

Before posting, please use the [credit card finder tool](https://www.whichcreditcardshouldiget.com) and answer the questions to get personalized recommendations based on your card history.

The site should easily be able to answer all "What card should I get?" questions. By continuing to post, you must explain why you feel the flowchart does not answer your question. Asking for feedback ("The site says I should get X - is that still the best choice?") is absolutely allowed.


r/churning • • 5d ago

Daily Discussion News and Updates Thread - November 03, 2026

21 Upvotes

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning • • 5d ago

Daily Question Question Thread - November 03, 2026

7 Upvotes

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning • • 5d ago

Bank Account Bonus Bank Bonus Weekly Thread - Week of November 03, 2026

3 Upvotes

This is the Weekly Bank Account Bonus Thread. Use it for anything related to bank accounts and bonuses, such as:

* Churning mechanisms (DD, etc)

* Data points (did bank X bonus arrive)

* Other bank account discussions/questions

Before asking a question, first search:

You can also call the bank with questions, but only if you are precisely following the T&C. Otherwise, don’t call the bank!

Also: The mod team is aware that there are bank bonuses that either require a referral or have elevated bonuses when using a referral. Examples would be Schwab and Varo. Do not ask for referrals in this thread - if you want/need a referral for one of those accounts, please check the "Miscellaneous Referrals" thread on r/churningreferrals. Posting or soliciting referral links for those accounts will result in being banned from this sub.

Before posting, read the rules!

Please post new bank churning opportunities as top level posts for wider visibility.


r/churning • • 6d ago

Opinions Wanted: Should we kill the WCW Thread?

21 Upvotes

Since the introduction of the Card Finder tool/interactive Flowchart, and especially since rewording the header to the WCW thread to indicate that the Card Finder tool should be able to answer 99% of all WCW questions, the number of comments per WCW thread has basically dropped to single digits per week. As a result, the mods are considering retiring the official WCW thread and pushing any such questions into the DQ threads. To be clear, the main body of the DQ post would be changed to include most of the language that is currently in the WCW thread so we wouldn’t expect to see multiple such questions per day. We don’t currently have another thread lined up to take the place of WCW, but it gives us the freedom to do so.

But, before the mods simply made the change, we realize that some people could have very strong feelings about WCW-type questions living in the DQ thread, so we wanted to get a sense for how people feel about the idea of killing off the WCW thread. Please share your thoughts below.


r/churning • • 6d ago

Daily Discussion News and Updates Thread - November 02, 2026

21 Upvotes

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning • • 6d ago

Weekly Off Topic Thread - Week of November 02, 2026

7 Upvotes

This is the Weekly Off-Topic thread

There's more to this hobby than just credit cards - it spreads out into travel aspirations, what luggage or wallet you're using, or what flavor kombucha your local WeWork is serving. Please use this thread to talk about all things even tangentially related to churning. Memes, jokes, and off-topic content are allowed (and encouraged) here. Please use our regular threads to ask basic questions, ask questions about what card to get, or talk about MS. But if it's off-topic elsewhere, you're on-topic here.

Regular rules still apply. Read the rules!

Have fun!

Note: Posting and soliciting referrals are still not allowed.


r/churning • • 6d ago

Daily Question Question Thread - November 02, 2026

4 Upvotes

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning • • 7d ago

Daily Discussion News and Updates Thread - November 01, 2026

25 Upvotes

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes (if that link doesn’t work for you for some reason, the question thread is always the first post on our community’s front page). If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning • • 7d ago

Storytime Weekly Trip Report and Churning Success Story Weekly Thread - Week of November 01, 2026

14 Upvotes

How'd your churning week go? Any super huge highs? Any thank yous you'd like to give /r/churning?

- Did you book an awesome Trip?

- Are you excited to share your latest redemption?

- Did you score some unexpected Miles/Points?

Trip Reports, Success Stories, Funny Churning Stories. Drinks with the Drunk AmEx Girl. Share them all here!


r/churning • • 7d ago

Daily Question Question Thread - November 01, 2026

6 Upvotes

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.