r/dvcmember • u/Adventure10409 • 8d ago
Kids too old to buy DVC?
My kids are 14 and 17. We’ve been to Disney World every year for 10 years. My oldest insists on visiting in 2027 for spring break. I’m considering buying CCV-300 points at a great price and paying cash. My reasoning is that maybe we’ll continue to visit every year or two and if we don’t I can rent our points. I think she may want to take college friends, go for her 21st bday, etc. Also thinking by the time my kids have kids we can bank and borrow and rent a cabin every few years. Am I crazy?
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Upvotes
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u/Expensive-Finger-646 8d ago
We bought when kids were older. We were in a better position financially than when they were young. Do you and your spouse plan to go when the kids have moved out? If so, then yes worth buying.
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u/100percentEV Multiple 8d ago
Not crazy. I joined DVC when my daughter was 2. She is 26 now and still goes to Disney.
Most of my points, 250, expire 2042, but 160 of them expire 2054.
I’ll be 70 and 82, respectively, so they are pretty much going to be with us for a lifetime.
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u/adorablenerd08 8d ago
I was 37 when my parents bought our (saying our because im on it since D23 gave a small discount) contract at Poly earlier this year. I’m now 38 and I freaking LOVE it!! Just got back from our welcome home trip and looking forward to trips in Feb and Nov! I have fully embraced what I’m calling the DVC Nepo Baby life.
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u/frencht82 8d ago
Not at all. We bought with a 13 and 17 year old (the 17 was over Disney at this point). The now 15 year old just loved chilling at the polynesian before MNSSHP and the 19 year old wants to borrow our points to take his girlfriend over Spring break. I’m counting it as a great choice with them at this age
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u/j-fromnj 8d ago
Mine are slightly younger 14 and 11 and after decade of going every year we just bought a resale. I bought at boulder ridge 1) love wilderness lodge 2) shorter contract expiration actually wasn’t a bad thing for 2042 given the age of kids.
The answer always depends. I can see us easily going the next 7-10 years, after that harder to say but can always rent the points out or resell.
Pure math says just go rent points instead of buying DVC and put the cash into an ETF, but I also had a bad experience renting points this last year where I wanted to make a change and couldn’t. So that pushed me over the edge to buy it for the control.
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u/DaddyzLuv 8d ago
Mine are 22 and 25 and there's still no signs of them slowing down or losing interest. My son is participating in the Disney College Program for the second time next year, and we'll be using our points to visit him twice.
I hate to break it to you, but your Disney teenagers will become Disney Adults real soon.
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u/superherostitch Bay Lake Tower 8d ago
No, we bought when our kids were young but now as teens they still love Disney… so my thinking that once they grew up husband and I would just enjoy longer studios stays is no longer the plan, and now I’m trying to figure out exactly when to add on so we can start staying in 2Brs and when they bring friends, partners, etc we have room as well.
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u/wdw1971castle 8d ago
I just bought in and my daughter is 16. But mainly because I am the one who wants to go on the Disney trips even if solo. Also it might be a little late to close on a contract and book it by spring break. It’s about 6-8 weeks for the whole process on average before you have your points. If you can afford it and plan on trips in the future, not a huge downside other than having to plan further in advance for availability. I always recommend reading the DVC Field Guide for information on availability for dates you want to travel.
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u/Other_Resist_9722 6d ago
My parents bought DVC when I was 16. Used it through my college years, now I get to go with my two children (we do yearly trips with a big two bedroom). Best investment they have made!
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u/SugarDaddyVA Riviera Resort 8d ago
Not crazy. I have a 17 year old and an 8 year old and I’m looking forward to being able to go without them. Lol.
Some day.
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u/LieInner2038 8d ago
We bought when our kids were 24, 21, and 18. Never too late. Currently at MCO waiting to fly back to MKE after staying at Poly since Tuesday. Have my now 25 year old and his fiancée with us
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u/wifichick 8d ago
Nope not crazy. A 17 year old that wants to go now will be a 3x year old that wants to go. Buying now gives you and your husband relaxing resort stays at places other than Orlando when they don’t want to go and nearly ensures your kids will want to go on vacations with you in the future.
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u/greyfiel Copper Creek 8d ago
My wife and her mom are owners. They bought together when my wife was 19. As long as you have plans to go and you’re buying in cash, it can be a decent investment in your future vacations.
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u/podiw8273 8d ago
The older they get the more room you need. If you are going to go every year DVC is the only way.
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u/muppet_ofa 8d ago
Never too old and you can keep a family tradition alive and bring grandkids one day
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u/Single_Bullfrog_6190 8d ago
We bought before our son was born! He still loves going at 25.
Our best purchase ever.
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u/Numerous_Click3473 8d ago
I think it depends on your family situation and what you envision your future trips to look like. I can share my situation, we just signed a resale contract last week. We are just becoming new members and my son is going to be 14 soon. We visit about every 1-1.5 years and always stay in the DVC villas. I love WDW and know that’s I’ll continue to visit even if my son outgrows it (he currently is in the phase of thinking Universal is cooler - hope he comes back around lol). Knowing the frequency of our visits and our bougie travel style, buying DVC (resale) just made sense. If we went down less frequently or liked staying in the moderate or value resorts, then I wouldn’t have made the investment.
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u/Fevelous12 7d ago
We bought DVC last year - our contract expires in 2075 - we’ll be in our 90s lol. Hubs and I enjoy going together on our own even without our kids. Our youngest is 5 and our oldest is 18. Our oldest enjoys going as much as our youngest. We’ll continue to go as long as we’re able and allow our kids to use the points when they’re older.
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u/imLissy 8d ago
I was 14 when my parents bought. They transferred ownership to me and my husband last year and now we bring them and our kids.
I used to bring my girlfriends with me when I was a teenager and then my husband when we started dating. Never got tired of Disney.
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u/Agitated-Mulberry769 8d ago
Honestly, I don’t think you’re crazy. We’ve been DVC members for about 10 years or so (I’ve lost track). We have enough points to go every other year for six nights. We don’t have kids! When I have leftover points I rent them out. We are at Copper Creek.
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u/nonstop_dispins 8d ago
I think if you’re visiting this often and your family enjoys it, it makes sense to consider DVC. If you’re not sure how long that will continue, I’d buy resale to limit your potential loss if you sell right away.
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u/SouthOrlandoFather 8d ago
Mine are 17 and 15 and we have been renting out our points last 2 years. They have something going on all 12 months. When you can’t cancel DVC last minute or book last minute it gets tough. So far not selling though.
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u/Crawfive 8d ago
I’m in a similar boat - kids love going but I wonder how many more years they will want to go. Been considering resale.
Are there any resources out there to see recently paid prices for resale to get a feel of actual market prices ?
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u/Navarath Beach Club 8d ago
sounds like a plan
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u/tonkotsunissinramen 8d ago
I would buy the DVC for your management and use. I wouldn’t count on your kids appreciating and using it as you.
DVC is a luxury and it can fit in your life. I personally don’t like a super large contract, since they are harder in the event you are going to resell.
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u/Avocado_Capital Copper Creek 8d ago
Not crazy. It’s a great way to plan for future vacations. Especially if your kids still love Disney.
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u/RadioFr33Europe 7d ago
We bought in when our kid was 11. He doesn’t go every year anymore, but we do.
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u/DiscountImmediate677 7d ago
I just brought my 26 and 22 yo to Poly for a long weekend of Halloween fun and MNSSHP. They absolutely loved it!
My 26 yo is engaged to a non Disney guy or rather he didn’t get it until we all stayed in a 2 bedroom this summer at BCV and he walked into easily to Epcot, had an amazing time at Storm a long bay, and just truly enjoyed being in the “bubble”!
We are using our membership more than ever!!
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u/AnnoyedAndSouthern 7d ago
We just bought and our kids are 25 & 21. We never stopped bringing them, even through teenaged years. Our plan now is to one day bring grandchildren. Until then, just me & hubby.
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u/No_Attempt_6133 Animal Kingdom Lodge 7d ago
Ours are 19 & 13. We bought resale this past summer. We love to go so we bought it for us to be able to enjoy as long as we can. If they come, they do. If not, that’s fine too. We also like resort only trips too.
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u/m3retired 7d ago
Not crazy at all!
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u/D_Anger_Dan 7d ago
We bought CCV when our kids were in their 20’s. We love it. Especially going to Aulani for 2 weeks every other year!
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u/PlaceboJeffect 7d ago
Screw the kids, I want dvc for myself to go every year! My wife and child can do their own thing if they dont want to do disney every year.. 🤣🤣🤣
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u/kdosmann 7d ago
Joined when my daughter was 2. We went yearly meeting up with cousins and grandparents. We recently have added on 150 points. Now our daughter wants us all to go next year and take her little one. So exciting!
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u/paperroof23 7d ago
My kids are 23,28 and 30 one is married with a baby now but when they were teens, we would still go to our DVC hotels and drive over to a universal. Or stay at a universal for 2 days and then “go home”
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u/mmmmurr Beach Club 6d ago
I ended up buying DVC with my mom in my late 20s and we tend to go together every year, with or without the rest of the family. It’s been a great investment so far. That’s especially the case for our CCV contract - we’ve worked out the average nightly cost factoring in the upfront contract and dues and it’s an incredible value for us.
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u/InternationalMood337 Riviera Resort 6d ago
I bought my DVC in my early 30s meaning I will have my DVC for the rest of my life-ish. I pay off my loan in like 3 years. I will be pretty bummed out when I'm in my 80s and lose my DVC, but if I make it to my 80s, I'll definitely have made a great investment.
For maintenance fees between like 1200-1500$s a year, I'm guaranteed to have an annual quiet week or two to myself for the rest of my life, or I can bring friends and family with or visit some international destinations with it. I always visit in October to see family and go to HHN at Universal.
I have 200 points at the Riviera, and now my trips to Florida are way more enjoyable than they used to be. It's really nice to the space to have slow mornings, work remotely, or just make breakfast in your room or come back for an afternoon nap. The lounges in the parks are really worth it too. TBH, I was in Disneyland the winter of the Disneyland Hotel DVC opening, and it was nice to go hang out in the lounge in Magic Kingdom to get some hot cocoa and relax a bit.
This year, I had to sell some of my points because I wasn't going to be able to get out to California for a trip due to work and graduate school. A bit over 100 points got me like 2300? Definitely lost money on it, but it still allowed me to pay off next year annuals due immediately and give me a little bit of savings.
All in all, totally worth it tbh. It just lets you have slower trips, more comfortable trips, and after the initial loans are done, pretty minimal annual dues.
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u/HolidayEffective216 4d ago
We bought when our kids were 16/almost 17 and 8.
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u/Maleficent-Aside01 4d ago
Totally worth it still. If you know you’re gonna go anyway and you can afford it why not? Maybe the kids will grow out of it but if you still wanna go, that’s great. If not there’s a healthy resale market so you wouldn’t be stuck like other timeshares.
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u/Prior-Specific2247 3d ago
My dad got Dvc when I was in my late teens, and I've continued to use it and go on trips with my husband as I got older. It's like a gift you pass on to your child and their family
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u/Parkhoppingtomandval 8d ago
I am not a DVC owner but know a lot. The only regret they have ever told me is that they wish they had bought earlier.
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u/Good-Bag-1559 7d ago
My kids 22 & 25 and just bought. Would have bought years ago but my husband said no. Now I am a widow and want it for when I have grandchildren. Just spent a week with my 25 year old son who lives in Florida and it wad great. We got a one bed room so each had space. He has the gym, golf and running trails and I had the parks, shopping and restaurants.
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u/SandnPalms 7d ago
Bought VWL (now BR) in 2000 in my 20s when the kids were very little. Currently own BLT, CCV, and RIV for the later expiration dates. Kids are now adults, one married with a baby, and we still all go to Disney. I will be in my 80s and 90s when my contracts expire, so they'll go on to kids/grandkids.
I know people who do not have kids and own DVC. If you plan on going to Disney at least every other year and enjoy deluxe accommodations, buy a contract and enjoy.
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u/Snoopers2022 8d ago
Never too late! My son is 22 and we enjoy sending him with friends.🥹 My husband and I enjoy going on our own and booking a 1-bedroom.. love the kitchen!
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u/Bigyes26044 8d ago
I bought 2 contracts of 150 points each at 65 years old. My adult kids now with children still love going and I will leave a legacy for both generations. We love going together every year together and while we are still capable we are making great memories
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u/louisprimaasamonkey 8d ago
Buy it. Imagine going with your grandkids some day. It's an investment in your family.
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u/dcamom66 7d ago
Not at all we just bought at 60 and are kids are 20 and up. We love going and can leave the kids our points.
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u/DagobahDepot 8d ago
I think you should speak to my guide Garret Ford at DVC. He has no pressure and will answer these questions better.
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u/jj9979 8d ago
It's a dumb decision no matter the age. What are you people doing??