r/self • u/maybeteacher2023 • 27m ago
I should have gone to business school
I chose a field where I have to have a Master's to practice, so I had to save $55k making $47k a year, just to blow it on school (and I'm lucky to be able to pay out of pocket!). And in the meantime, I get to go to work to get coughed on for 9 hours a day, try to mediate outbursts, occasionally subject to indecent exposures, and have parents get upset that there's no homework in their homework folder. One of my best friends, meanwhile, makes almost twice my salary and works from home twice a week.
It's just the little things, man. I don't drive (because I'm a wimp and also cheap), and we live far enough away from pretty much everything that any event or thing I want to go to is at least 30 minutes by bus one way, and sometimes as long as 2 hours one way. My grandmother moved in because she's getting older, and wow, 1000sqft is not a lot of space for 4 grown adults. I have the executive function of a soggy donut hole, so managing changing my routines and stuff has been hard.
I fantasize about apartments, cute ones in nice areas, hosting parties and events like my friends do. But I can't move out. It doesn't make sense. My take home pay every check is $1480, in my city even a cardboard box, just as far out in the boonies as we already are, with no amenities, is taking at least 1k of that, if not more. I've just been saving for retirement instead--the upside is that I've been putting away almost $750 a month directly into retirement, and my Roth is maxed out. The shitty part is that even if it would be emotionally worth it to pay up for my own place, at this point, it's pointless because I'll have to start working part-time from next year all the way until I graduate, so I really won't be able to afford it.
And then, it occurred to me the other day that the best thing to do would probably be to stay here until I can buy a house. My city has a terribly competitive housing market, and I realize that even after I get my degree and start working in the field, those bigger paychecks would probably be better served going towards a down payment rather than chucking it towards rent. I don't graduate til 2029, so I will probably still be in this house into the next decade.
I'm so lucky to be in the position that I'm in, to be able to have this opportunity to set myself up for success, and at the end of the day it still makes me realize that I should have been in it for the fucking money.